The MasterCard and Visa logos are representative of the most widely distributed credit cards in the world that are issued to consumers for both business and personal use. Almost all financial institutions offer MasterCard and Visa credit cards that are differentiated from one another by the benefits provided with the account ownership of credit card issued by the particular financial institution as well as the specific terms and conditions issued by the various financial institutions.
The BP Rewards Visa Card is issued by Chase is a platinum level Visa card with generous terms and conditions and a feature rich and rewarding benefits program. This particular Visa card is usually issued to those individuals who have very good to excellent status ratings with the major credit reporting bureaus.
In addition to the rewards of the typical Platinum level Visa card, which include auto rental insurance, travel insurance and a variety of additional travel and emergency assistance related services, the BP Rewards Visa Card also offers a 5% rebate on all participating BP gasoline stations for gas purchases, 2% rebates on all eligible travel and dining purchases and a 1% rebate on all other eligible purchases. There is not limit to the amount of rebates you can receive for eligible purchases and there is no annual fee associated with opening or maintaining a BP Visa Rewards Card account. Rebates continue to accumulate in the cardholders account until redemption is requested. Redemption will result in the issuance of a BP gift card redeemable for purchases at BP locations, a check made payable to the cardholder or a donation made to the The Conservation Fund, which works to encourage sustainable solutions for our wildlife and their habitats through research, animal rescue and rehabilitation and conservation education.
Dining establishments that are eligible for a 2% rebate of the net purchase price include the majority of restaurants, airlines, auto rental and lodging establishments that accept Visa or MasterCard and display the Visa and MasterCard logos, excluding those businesses classified as fast food restaurants. Other purchases eligible for a 1% rebate of the net purchase price include all other purchases made where the BP Visa Rewards card is accepted, excluding purchases made at merchants where non-Amoco or non-BP fuel is sold.
For those who have a good credit rating and frequently purchase gasoline from a BP gas station, the BP Visa Rewards card will be incredibly beneficial. The 5% rebate that is earned with every gasoline purchase at participating BP stations accumulates quickly and will help a great deal to offset the rising cost of gasoline.
Devin Gilliland provides advice on how to apply for credit cards at Credit-Wisdom.com.
Getting Chase Credit Card (Mastercard) to do a chargeback?
I recently purchased 6 tickets to a New Year's Eve party in New York. I later find out that the company that I purchased from has an F rating on the BBB. They Frequently oversells tickets and often their parties are shut down due to overcrowding. Well I called the company and asked for a refund because the event has not happened. In fact, they are more expensive now than when I paid for them, so they would make more reselling these tickets.
The company is refusing to refund. When I purchased the tickets there were no refund policy on the pages (5) that I had to go through to buy them. Even on their website they don't have a clear refund policy. If I were to file a chargeback, would Chase side with me?
If anyone has any experience with this, please help, In the 8 years that I have had credit cards, I have NEVER filed a chargeback. Any help will be greatly appreciated.
ETA: Does it matter that the company does not have a clear refund policy on the website? No where does it state that "NO REFUNDS OR CANCELLATIONS" are allowed. Why would it be such a hassle for them to refund my money?
Answer
Sorry, but if this company has a written NO refund policy, you are going to lose this one.
If you don't want to go, you should hurry up and put these tickets in the local classifieds or on Craigs List or Ebay to get them sold. You have less than a week to do so.
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