Category Archives: fair credit credit cards

Credit Card Debt Programs Can Be Helpful

If you are looking for ways to get out of credit card debt, you are not alone. Now more than ever credit is being offered to people and it is very easy to fall far into debt before you even … Continue reading

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A Behind the Scenes Look at Credit Repair

Introduction Credit repair involves more than disputing questionable issues with the credit bureaus. In fact, a one-sided, dispute only, approach to the process is pointless and may do more harm than good. To get the full potential from your credit … Continue reading

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How To Improve Your Credit Score

As you know, the FICO score is one of the most vital things in obtaining loans of any type - be it personal loan, home loan, business loan or credit cards. Many times you could get a loan but the … Continue reading

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Credit Monitoring By Equifax 31 Monitoring System

Equifax Inc. is one of the top three consumer credit reporting agencies, including Experian and TransUnion. Founded in 1899 as Retail Credit Company, by 1920 it had offices in the United States and Canada, and by the 1960's protected millions … Continue reading

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The Secret to Rebuilding Your Credit

Repairing your credit can change your life. This makes sense, because bad credit sure makes you feel as though life is pretty hard. Take comfort in the fact that you are not the only person who is in debt and … Continue reading

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A Credit Score Reflects Credibility

What makes a good credit score?  What makes a bad credit score?  A credit score is a mathematical expression of a person's credibility.  It tells banks and other financial institutions whether or not to take a financial risk on someone. … Continue reading

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How to Win the Credit Repair Game

Your Credit Repair Lifeline No matter how bad your credit might be there is a quick way to get your credit scores moving in the right direction. The FICO scoring model places considerable weight on your ability to manage your … Continue reading

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How to Apply for a Credit Card After Bankruptcy

It can be hard to get back on your financial feet after bankruptcy. As you start working on rebuilding credit, applying for a credit card will be an important issue. There are many options available for those with a less … Continue reading

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The Worst Credit Repair Mistakes You Can Make

Maxing Out Credit Cards For the record, there is nothing wrong with using credit cards. But if you are attempting credit repair you must understand the relationship between your card balances and your scores. Max out your cards if you … Continue reading

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Consolidating Credit Card Debt 4 Options For Getting Out Of Debt

Have you thought about consolidating your credit card debt?  If those high interest rates on cards are killing you, this may be an option.  When you consolidate credit card debt, you get one lower payment per month. There are four … Continue reading

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