Citibank is one of the world leaders in credit card industry. This bank offers cards with a lot of impressive rewards for students, business personnel, and frequent travelers. The credit cards from Citibank are better known for their consistency and flexibility, above other cards.
The Citi Bronze AAdvantage MasterCard issued by Citibank is an excellent card with which enables you make savings towards your travel expenses from your every day purchases. The card offers you some remarkable benefits or services apart from the rewards program.
The Citi Bronze AAdvantage MasterCard, however, will fit you if you have excellent credit.
Fundamental Features
Before making up your mind to apply for Citi Bronze AAdvantage MasterCard you need to study the various aspects of card to find out whether it has the vital qualities that you are looking for in your credit card. Therefore, you need to be acquainted with the basic features of the card:
· Though this card from Citibank has above average interest rates, yet you are not charged with any annual fee.
· You are enrolled to American Airlines AAdvantage reward program membership free of any charges. It provides you a great opportunity to save money with free reward flights, if you pay your monthly balance in full.
Rewards Program
The Citi Bronze AAdvantage rewards card is favorite for its reward program. It is easier to earn the miles than to redeem them. You do not need to be bothered about the blackout dates as with other mileage rewards credit cards. The card standsout for the great rewards, which include:
§ The first purchase with your new Citi Bronze AAdvantage MasterCard will reward you with 5000 bonus miles to start your membership.
§ Everytime you spend $2 with the card, you will earn an AAdvantage mile.
§ Your AAdvantage miles are redeemable with one of over 25 top airlines in the world. Some of which include the American Eagle, American Airlines, or American Connection
§ You have an upper limit of 25000 miles that you can accumulate annually.
§ The points you have earned will not expire if you keep the account activated (and this is must at least once in every three years).
Additional Benefits
Apart from the reward program, the Citi Bronze AAdvantage MasterCard provides several standard benefits stated in the following:
§ The security options of the Citibank’s credit card assure you peace of mind. You can now make purchases over the Net confidently. You are also guarded with fraud and security protection services, and so you will not be liable for any unauthorized purchases. Lost and stolen card reporting and Identity theft solutions are also included in this card services.
§ Internet account related services are absolutely free. So, if you feel you can easily pay your bill online, check your past and current statements and activity.
§ You can avail emergency services such as emergency card replacement and emergency cash replacement
§ You are also covered with travel accident insurance and automobile rental insurance.
Richard Gilliland Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card - Compare Credit Card Offers with Credit-Wisdom.com - Unraveling the best in Personal and Business Credit Cards.
Is credit card debt considered an open account or a written contract?
I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in the State of Georgia, the Statute of Limitations may or may not apply. The Staute of Limitations is 4 years for open accounts and 6 years for written contracts. Does anyone know for certain which type applies for credit card debt in Georgia? The account is with Citibank MasterCard and was opened in the late 80's or early 90's. Thanks.
Answer
Spiff! Man you are starting to disappoint me something terrible!
The definition of a "written" contact is one where all of the payment issues are completely spelled out. The monthly payments, the timeframe, everything.
An "open" or "revolving" credit line does not fall into this catagory because the terms of the agreement change every month. One month you owe $200, and the next you owe $400.....and each month you have a varying amount of payment. You can pay it off, and then run it right back up again....that's why they call it a 'revolving" line of credit.
This is also clearly spelled out in the US UCC codes, and many states specifically label credit card debts as open accounts.
Georgia is one state that specifically labels credit cards as NOT being a written contract. Please refer to the link below.
Once again....poor answers with no source of information cause a lot of damage here on Yahoo. If they don't provide you with a source for further examination it's best not to believe it.
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