Since the latter part of 2008, Discover has offered biodegradable credit cards. Not all Discover Cards are biodegradable, but taking the initiative to become more eco-friendly is part of being responsible today. Discover is making great strides to become more eco-friendly in other areas of their company as well, such as paperless billing.
From the consumers point of view, there won't be much difference in this credit card and the ones that you have in your wallet now until after the card makes it to the landfill. Whether you throw it in your trash, or you bury it in your back yard, you'll be happy to know that the card will decompose within five years during exposure to microorganisms. The plastic, known as BIOPVC, has an additive that attracts microorganisms to consume the carbon in the plastic. The wastes that are left behind is carbon dioxide, water, and a mild salt. No toxic vinyl chloride remains after decomposition.
You'll also be happy to know that Discover offers the 'More' card in biodegradable form. This card has no annual fee, a 0% intro APR, and a very low ongoing APR of 11.99%. One of the great things about the Discover More Card - Biodegradable is the Cashback Bonus Rewards program. You can earn 1% back on all purchases, 5% back in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more, and up to 20% back when shopping through Discover's exclusive online shopping site.
This card is only available to consumers that have been as responsible with their credit as they would like to be with the environment. The Discover More Card - Biodegradable offers great benefits to those with an Excellent credit rating.
If you would like to learn more about the Discover More Card - Biodegradable offer or to apply for the card, please visit CreditCardHunt.com.
If you would like to find out how you can earn $75 from each approved application for the Discover More Card - Biodegradable and commissions on other great credit cards, please visit CreditCardAffiliateServices.com.
Maxwell Garner is a business owner in Orlando, Fl. His current projects are CreditCardAffiliateServices.com and CreditCardHunt.com. Maxwell has much experience in consumer credit, internet marketing and gardening (it's a hobby).
I missed 1 Discover card payment because they didnt bill me. How will this affect my credit?
I called the 1800 number on the back of the card last nite to find out what my balance was on the card and the recording said my payment was due on 9/19. I missed it because I work quite a bit and dont think I ever got a bill. Will this adversely affect my credit? I paid them a payment right away over the phone and she told me she would take the fee off my credit card bill. What does that mean?
Answer
She meant she will waive the late fee for you. That doesn't mean your interest will stay the same. Check to make sure that you'll not pay the default rate. The default rate occurs when payment is late, usually 32.24%.
You're only late 3 days. They will not report unless you are 30 days late. I don't like Discover. You can't take the card oversea and their rate is not the best rate. I have a FICO of 793 and they still charge me 11.99 APR. I've never been late, ever.
Incoming search terms:
Related posts: